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Materials on this website have been produced and compiled by SISIP Financial for the purpose of providing information to serving and former Canadian Armed Forces (CAF) personnel and their families about the programs and services it offers.

Non-commercial Reproduction

Information on this site has been posted with the intent that it be available for personal and public non-commercial use. Unless otherwise noted, materials on this site may be reproduced in whole or in part without charge or further permission from SISIP Financial . However, SISIP Financial does request that: 

  • Users exercise due diligence in ensuring the accuracy of the materials reproduced; 
  • SISIP Financial be identified as the source originator of said materials; and 
  • The reproduction is not represented as an official version of the materials reproduced, or as having been made in affiliation with or with the endorsement of SISIP Financial.  

Commercial Reproduction / Third Party Materials

Reproduction of multiple copies of materials on this site, in whole or in part, for the purposes of commercial redistribution, is prohibited except with written permission from SISIP Financial .

Some of the materials and graphical elements found on this website are subject to copyrights held by other organizations, particularly in the case of other sites linked to this one. In such cases, some restrictions on the reproduction of materials or graphical elements may apply. For further information about copyright ownership and restrictions on reproduction of site material and obtain permissions, please contact:

Canadian Forces Morale and Welfare Services
Senior Manager, CAF Community Marketing and Communications
4210 Labelle Street, Ottawa, ON K1A 0K2
[email protected] 

Official Languages

SISIP Financial is committed to ensuring all information on this site is available in both official languages. However, users should be aware that some information from external sources is available only in the language in which it was provided.  

External Hyperlinks 

The SISIP Financial website contains links to third party sites. SISIP Financial provides these links only as a service and convenience to our visitors. We take no responsibility for the content at third party sites and a link to them in no way implies an endorsement or recommendation of the products, services or information found there.

third party site may have a privacy policy different from that of the SISIP Financial website and may provide less security. SISIP Financial disclaims all liability with regard to your access to linked websites. When you link to sites external to the SISIP Financial website, you do so at your own risk.

SISIP Financial makes every effort to ensure that our links to third party websites lead to content that is accessible and available in both official languages. However, that is not always feasible or possible.

SISIP Financial reserves the right to review regularly, re-evaluate and likewise terminate any link without prior notification. 

Mutual Funds Disclaimer – Website Compliance  

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments.  Please read the simplified prospectus before investing.  Mutual funds are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.  There can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.  Fund values change frequently and past performance may not be repeated.  

Labour Sponsored Investment Funds (“LSIF”) have tax credits that are subject to certain conditions and are generally subject to recapture, if shares are redeemed within eight years.  Please note that Mutual Fund Representatives in Alberta are not permitted to sell LSIF.  

An investor proposing to borrow for the purchase of securities should be aware that a purchase with borrowed monies involves greater risk than a purchase using cash resources only.  The extent of that risk is a determination to be made by each purchaser and will vary depending on the circumstances of the purchaser and the securities purchased.  

Discuss the risks associated with leveraged mutual fund purchased with an investment funds advisor before investing.  Purchases are subject to suitability requirements.  Using borrowed money to finance the purchase of securities involves greater risk than a purchase using cash resources only.  If you borrow money to purchase securities, your responsibility to repay the loan and pay interest as required by its terms remains the same if the value of the securities purchased declines.  

Investors should educate themselves regarding securities, taxation or exchange control legislation, which may affect them personally.  This web site is for general information only and is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice.  Please consult an appropriate professional regarding your particular circumstances.  

This Internet Website does not constitute an offer or solicitation in any jurisdiction in which such offer or solicitation is not authorized or to any person to whom it is unlawful to make such offer or solicitation.  

Your Investia Advisor(s) is(are) an investment funds advisor(s) [and may be licensed for the sale of life insurance].  Your Investia Advisor(s) may be registered through separate organizations for each purpose and as such, you may be dealing with more than one entity depending on the products purchased.  Your Investia Advisor(s) will provide the name of the entity being represented when insurance business is conducted.  The sale of insurance products may not be the business of or under the supervision of Investia Investments Inc. and Investia may not be liable or responsible for such activities.  Please refer to your Investia statement for a listing of life insurance products which may be sold through Investia Investments Inc. under its supervision.  

All non-mutual fund related business conducted by Your Investia Advisor(s) is not in the capacity of an employee or agent of Investia Investments Inc. Accordingly, Investia is not liable and/or responsible for any non-mutual fund related business conducted by Your Investia Advisor(s).  Such non-mutual fund related business is the responsibility of Your Investia Advisor(s) alone.  

References in this Internet Website to third party goods or services should not be regarded as an endorsement of these goods or services.  By accessing any of the links provided you will be leaving the SISIP Financial  site.  SISIP Financial is not responsible for the information contained on these websites.  

The information contained on this Internet Website is for general information purposes only and is the opinion of the owners and writers.  This information is not intended to provide specific personalized advice including, without limitation, investment, financial, legal, accounting or tax advice.  However, please call Your Investia Advisor(s) to discuss your particular circumstances.  

This web site is intended for Canadian residents only and the information contained herein is subject to change without notice.  The owner and publisher of this Internet Website are not liable for any inaccuracies in the information provided.