Financial Planning & Investments
In a World of Uncertainty, Your Money Needs a Plan
Book a chat todayInvestments and savings that ensure the adventure never ends.
We keep you on the path towards reaching your financial goals by providing professional financial advice and investment product options tailored to your needs.
Create a plan for your money. Start with a portfolio review and complete an investment assessment.
Financial planning can help you manage your budget, achieve goals like homeownership and retirement, and feel more secure in an unpredictable world. Do things right, and you’ll be financially comfortable for the rest of your life.
- Choose how you grow your money with investments, savings and insurance tailored for the Canadian Armed Forces and their families
- Secure your family finances with insurance solutions that meet your individual needs
- Prepare for release and retirement with experts who know the CAF process
- Get free advice on major purchases, and help with life transitions, like marriage, divorce, career changes and child care expenses.
Financially stronger together.
CAF community members trust SISIP Financial for expert advice and solutions across pensions, investing, insurance, spending, borrowing and more.
We’re professional advisors who truly understand the realities of military life. Whether you want to save for a goal, secure your family’s future, or simply make ends meet right now, we’re here to listen and plan.
RRSP
Ensure your financial future. A career of military service deserves a fruitful retirement.
Save money into a registered retirement savings plan (RRSP) to create a healthy income in addition to your public pension and live your retirement dreams. Travel, buy your dream property or serve your sense of adventure. Plus, RRSP contributions are tax-deferred until you withdraw it as income, which means money you save for the future gives you a tax break today.
TFSA
Tuck away money for something special in a tax-free savings account (TFSA).
Saving a little can add up to a lot - a down payment on a new home or business, a vacation or a solid emergency fund. Uniquely Canadian, the TFSA lets you contribute up to $6,000 annually* and grow your investments tax-free. Unused contribution room from past years will be carried to future years. Choose how you invest your money. It’s your call.
*Amount varies annually, according to the Canada Revenue Agency.
RESP
A piggy bank you won’t break and a bright future for your kids.
The registered education savings plan (RESP) is a great way to save for your child’s education. Plus, get a 20% grant on the first $2500-per-child saved each year with the Canada Education Savings Grant (CESG) contribution of up to $500* annually. Give your children a world of career options with this long-term education savings account.
*The lifetime maximum amount of CESG a child can get is $7,200.
NON-REGISTERED INVESTMENTS
Save for something big tomorrow or decades from now. It’s your choice.
Select from several options that match your investor profile.
REGISTERED DISABILITY SAVINGS PLAN
The Registered Disability Savings Plan (RDSP) is a long-term savings plan designed to supplement income of those eligible for the Disability Tax Credit.
Anyone can save on behalf of a friend or family member who qualifies with the written permission of the plan holder. Money can grow fast. For every dollar you invest, the Government of Canada will immediately contribute up to three dollars through the Canada Disability Savings Grant. The RDSP is exempt from most provincial disability and income assistance benefits, which means support income isn’t affected when you make a withdrawal.
FIRST HOME SAVINGS ACCOUNT (FHSA)
Ready to start building your dream? Take the first step towards home ownership with a First Home Savings Account.
A First Home Savings Account (FHSA) is an excellent way for first-time home buyers to save money for a down payment on their future dream home.
CAF Savings Plans
This is a self-serve (do-it-yourself) investment platform through Canada Life exclusively for CAF members, Veterans and their spouse.
Benefit from group savings on fund management fees. With this self-serve savings plan, choose from registered, non-registered, tax-free savings, and RRIF investment options.
