Skip to main content

Questions Many CAF Families Are Asking

When markets feel shaky and headlines are unsettling, it’s natural to have questions about your investments. You’re not alone—many CAF members and their families are wondering what they should do right now. This FAQ offers some clarity and reassurance to help you stay focused on your long-term goals and protect your financial future.
  • Should I be worried about my investments right now?
    It’s normal to feel uneasy, but uncertainty is nothing new. Markets have faced tough times before—and have always rebounded. A good financial plan is built to withstand volatility.
  • Should I stop investing until things settle down?
    Not necessarily. In fact, continuing to invest regularly—even during downturns—is one of the most effective long-term strategies. This is known as dollar-cost averaging, and it helps smooth out the ups and downs. A SISIP advisor can show you how it works.
  • Should I pull my money out of the market?
    That can be a costly mistake. Selling during a downturn locks in losses and means you might miss out on the rebound. Staying invested gives your money time to recover and grow.
  • Is now a bad time to start investing?
    There’s no perfect time to start—but now is still a good time to build your financial future. Markets go through cycles. Starting now lets you benefit from long-term growth and the power of compounding.
  • What does a financial advisor actually do during times like this?
    A SISIP advisor helps you:  
    • Keep your plan on track  
    • Stay calm, even when markets aren’t  
    • Avoid emotional mistakes  
    • Find opportunities others may overlook
  • What can I do right now?
    1. Work with your SISIP advisor
    2. Create or update your financial roadmap
    3. Keep investing regularly
    4. Trust the market’s long-term history

We’re Here To Help

If you have questions, don’t hesitate to reach out. We’re here to help you stay steady, make informed choices, and keep your financial future on track—no matter what the headlines say.