You’ve Earned It. Now Make It Count

CAF members are getting a long-awaited pay increase. Whether it’s a few hundred or a few thousand more each month, this is your chance to make major financial progress.

SISIP advisors are here to help you use this moment wisely, so you don’t just earn more, you build more too.

What could a pay raise actually do?

Putting even part of your raise to work can dramatically increase your savings over time. Here’s what investing $275/month (the average raise for a junior CAF member) could grow into:

10 years	20 years	30 years
$47,000	$129,000	$266,000

(Assumes 6.87% annual growth.)

Investing isn’t the only thing you can do with a pay increase.

Do you have debt to crush? Whether it’s a car loan, a credit card, or a line of credit, your raise could help you pay it down faster and reduce interest over time.

Is your budget under pressure? Whether you’re navigating a move, a new child, or planning for your next posting, we’ll help you stretch your raise further, while still making space for your long-term goals.

No matter your stage of life or career, a SISIP advisor can help you align your next move with your bigger picture.

Which money type are you?

This pay raise means something different for everyone. Which one of these sounds most like you?

The Debt Smasher

“Freedom feels better than stuff.”

You’re ready to crush credit cards, loans, or lines of credit, and reclaim your financial breathing room.

>> “Paying off hundreds today will save me thousands tomorrow. And when my balance hits zero, that feeling of freedom will be priceless.”

The Wealth Builder

“Investing builds wealth like magic.”

You know the best time to start investing is now, and you’re ready to make your money grow automatically.

>> “I invest every month, and I don’t even miss spending it. The best part is knowing my money is making more money while I sleep.”

The Treat Yourself Type

“There’s nothing better than a guilt-free treat.”

You want to enjoy life without guilt, so you’re learning to plan ahead and savour every dollar.

>> “I used to spend first and ask questions later. But now I budget for my treats so I can fully enjoy them without a trace of financial anxiety.”

CAF life moves fast. Get a gameplan that keeps up

This raise is the perfect moment to reset your financial strategy. A SISIP advisor can help you:

Set goals that reflect your values and priorities
Choose the right investments for your timeline
Pay down debt while still building savings
Budget wisely for new income and allowances
Avoid common financial missteps
Feel confident through every rank and posting

Don’t let this raise disappear into daily life

There’s nothing wrong with enjoying your raise today. But let’s make sure it also leads somewhere greater tomorrow.

Even small moves of $50, $100, or $200 a month can add up. With compounding, small wins become major progress.

Book your free financial check-in with a SISIP advisor today.